Terms and Conditions

Important

Completion of this application does not automatically guarantee cover. A representative will call you within 24 hours of receipt of this form to confirm whether you are eligible for cover.

Data Protection

Your information (including information we already hold and may receive now and in the future as well as information about lapsed policies) may be held on a group database and may be shared with other MMC group companies. Your information will be used for general insurance administration purposes, for offering renewal, for research and statistical purposes and for crime prevention. In the course of perfomring our obligations to you, your information may be disclosed to agents and service providers appointed by us, including insurers, consultants, market research and quality assurance companies. Your information may be transferred to any country including countries outside the European Economic Area for any of these purposes and for systems administration. Such information may include 'sensitive data'.

The Data Protection Act 1998 defines sensitive data as information about your racial or ethical origin, political opinions, religious beliefs or beliefs of a similar nature, trade union membership, physical condition or mental health, sexual life, criminal record, pending course proceedings or sentence or any alleded offence.

You have the right to access (subject to limited exceptions) and if necessary rectify the information that we hold about you.

We may use your information to keep you informed by post, telephone, e-mail or other means about products and services which we feel will be of interest to you. This may include products and services offered by other businesses approved by us and to whom we have disclosed your information to enable them to contact you direct. Your information may be disclosed and used for these purposes after your policy has lapsed.

If you do not wish your information to be used for these marketing purposes please write to:

PJ Hayman & Company Ltd.
Stansted House,
RowlandsCastle,
Hampshire.
PO9 6DX.

Site Terms & Conditions

Unless otherwise specified, the materials on this website are directed solely at those who access this web site from the United Kingdom mainland. Sitefinders Net Limited makes no representation that any product referred to in the materials on this web site are appropriate for use, or available, in other locations. Those who choose to access this site from other locations are responsible for compliance with local laws if and to the extent local laws are applicable.

The Sitefinders Net Limited , ("Sitefinders Net Limited") has taken every care in the preparation of the content of this web site. To the extent permitted by applicable law, Sitefinders Net Limited disclaims all warranties; express or implied, as to the accuracy of the information contained in any of the materials on this web site.

Sitefinders Net Limited shall not be liable to any person for any loss or damage, which may arise from the use of any of the information contained in any of the materials on this web site.

Certain (hypertext) links in this site will lead to web sites, which are not under the control of Sitefinders Net Limited. When you activate any of these you will leave the Sitefinders Net Limited web site and Sitefinders Net Limited has no control over and will accept no responsibility or liability for the material on any web site which is not under the control of Sitefinders Net Limited.

These exclusions of liability shall not apply to any damages arising from death or personal injury caused by the negligence of Sitefinders Net Limited or any of its employees or agents.

These disclaimers and exclusions shall be governed by and construed in accordance with English Law. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

Any framing of this site is prohibited. All links to this site must go to www.uk.Sitefinders Net Limited. Please do not link directly to any other pages on this site. SITEFINDERS NET LIMITED cannot accept any responsibility or liability for access to, or the material on, any site which is linked from or to this site.

Trademarks

All brand names, product and service names and titles and copyrights used in this site are trademarks, trade names, service marks or copyrights of their respective holders. No permission is given by Sitefinders Net Limited for their use by any person other than such holders and such use may constitute an infringement of the holders’ rights.

Copyrights

All designs, text, graphics and their selection and arrangement on this website are the copyright of Sitefinders Net Limited or its content providers. Permission is granted to users to electronically copy or print portions of this site for their own personal, non-commercial use. Any other use of materials on this site without Sitefinders Net Limited’ prior written consent is strictly prohibited.